AiA

AIA is your workers’ compensation insurance specialist.  We approach workers’ compensation as a specialty line requiring unique underwriting techniques and insights.  

Historically, loss ratios for AIA’s book of accounts are excellent and well below industry averages. 

Underwriting Services Include:

• AM Best A++ (Superior) Carrier
• Exceptional Customer Service
• Highly Experienced Senior Underwriting Staff
• Flexible Payment Options
• Competitive Rates
• Various Deductible Options (payroll and premium elements)
• Wide Range of Classes with Few Excluded Classes.
• Alabama, Georgia, Mississippi, and Tennessee Risks
• Minimal Restricted Exposures

AIA’s policies and procedures reinforce its underwriting discipline for a wide range of classifications and types of accounts.

These procedures include “underwriting teams”, each with a Senior Underwriter, a Junior Underwriter and an Assistant.  This team-based approach is designed to meet the specialized needs of the Company’s clients and allows for knowledge-sharing within each team.  All teams are led by a Chief Underwriting Officer.  

As a result of its specialty focus, AIA has developed a tailored suite of products and underwriting processes that meet the unique workers’ compensation needs of its customers.  

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